#toolsPage{--red:#4a1521;--red-deep:#38101a;--red-tint:#4a152112;--red-line:#4a152138;--wine:#4a1521;--gold:#b4945c;--gold-soft:#cba968;--gold-tint:#b4945c1f;--white:#ffffff;--cloud:#ece5d8;--paper:#fbf9f3;--ink:#1b1918;--ink-soft:#4b4138;--muted:#756f67;--muted-2:#a99e8e;--line-soft:#1b191810;--line-gold:#b4945c4d;--shadow-sm:0 2px 10px #1b19180d;--head:"Playfair Display",serif;--ease:cubic-bezier(.22,1,.36,1);--ease-out:cubic-bezier(.16,1,.3,1)}#toolsPage .kq-cards .kq .v{font-weight:500}#toolsPage .tool-switch button{font-family:Manrope,sans-serif}.tool-switch{display:flex;gap:.55rem;flex-wrap:nowrap;overflow-x:auto;padding-bottom:.5rem;-webkit-overflow-scrolling:touch;scrollbar-width:none}.tool-switch::-webkit-scrollbar{display:none}.tool-switch button{flex:none;display:inline-flex;align-items:center;gap:.55rem;padding:.78rem 1.25rem;border:1px solid var(--line);border-radius:999px;background:var(--paper);font-family:var(--head);font-weight:700;font-size:.84rem;color:var(--ink-soft);transition:all .3s var(--ease);white-space:nowrap}.tool-switch button svg{width:17px;height:17px;color:var(--gold);transition:color .3s}.tool-switch button:hover{border-color:var(--ink);color:var(--ink);transform:translateY(-2px)}.tool-switch button.active{background:var(--ink);border-color:var(--ink);color:var(--paper);box-shadow:0 14px 30px #1b15102e}.tool-switch button.active svg{color:var(--gold-soft)}.tool-panel{display:none}.tool-panel.active{display:block;animation:toolIn .5s var(--ease-out) both}@keyframes toolIn{0%{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}@media (prefers-reduced-motion: reduce){.tool-panel.active{animation:none}}.tool-layout{display:grid;grid-template-columns:minmax(320px,5fr) 7fr;gap:clamp(20px,3vw,40px);align-items:start}.tool-layout>*{min-width:0}.tool-form{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:clamp(1.4rem,2.6vw,2.1rem);box-shadow:var(--shadow-sm)}.tool-form h3{font-size:1.12rem;margin-bottom:.35rem}.tool-form .tool-desc{font-size:.86rem;color:var(--muted);margin-bottom:1.3rem;line-height:1.55}.tool-form .form-field{margin-bottom:.95rem}.tool-form label{display:block;font-family:var(--head);font-weight:600;font-size:.8rem;margin-bottom:.35rem;color:var(--ink)}.tool-form input,.tool-form select{width:100%;padding:.72rem .9rem;border:1px solid var(--line);border-radius:6px;background:var(--white);font-size:.95rem;transition:border-color .25s}.tool-form input:focus,.tool-form select:focus{border-color:var(--red);outline:none}.tool-form .in-suffix{position:relative}.tool-form .in-suffix input{padding-right:4.4rem}.tool-form .in-suffix .sfx{position:absolute;right:.9rem;top:50%;transform:translateY(-50%);font-size:.8rem;color:var(--muted);pointer-events:none;font-family:var(--head);font-weight:600}.money-hint{margin-top:.3rem;font-size:.78rem;color:var(--gold);font-family:var(--head);font-weight:600;min-height:1.1em}.tool-form .row-2{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}.tool-form .seg{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);border-radius:6px;overflow:hidden}.tool-form .seg.seg-3{grid-template-columns:1fr 1fr 1fr}.tool-form .seg button{padding:.68rem .5rem;font-family:var(--head);font-weight:600;font-size:.8rem;color:var(--muted);background:var(--white);transition:all .25s}.tool-form .seg button+button{border-left:1px solid var(--line)}.tool-form .seg button.active{background:var(--ink);color:var(--paper)}.tool-form .btn{margin-top:.4rem}.tool-note{margin-top:1rem;font-size:.76rem;color:var(--muted);line-height:1.55;padding-top:.9rem;border-top:1px dashed var(--line)}.tool-result{min-width:0}.tool-result .placeholder{border:1px dashed var(--line);border-radius:10px;padding:clamp(2.4rem,5vw,4rem) 1.5rem;text-align:center;color:var(--muted);font-size:.92rem;background:#ffffff73}.tool-result .placeholder svg{width:34px;height:34px;margin:0 auto .8rem;color:var(--gold);opacity:.75}.kq-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:10px;overflow:hidden}.kq-cards .kq{background:var(--paper);padding:1.15rem 1.2rem}.kq-cards .kq .l{font-size:.74rem;color:var(--muted);letter-spacing:.03em;margin-bottom:.35rem}.kq-cards .kq .v{font-family:var(--head);font-weight:800;font-size:clamp(1.15rem,2vw,1.5rem);line-height:1.15;letter-spacing:-.01em;color:var(--ink)}.kq-cards .kq .v.neg{color:var(--red)}.kq-cards .kq .v.pos{color:#1e7a3c}.kq-cards .kq .u{font-size:.72rem;color:var(--muted);font-weight:500;margin-left:2px}.kq-cards .kq.hi{background:var(--ink)}.kq-cards .kq.hi .l{color:var(--muted-2)}.kq-cards .kq.hi .v{color:var(--gold-soft)}.split-bar{margin-top:1.2rem}.split-bar .bar{display:flex;height:14px;border-radius:999px;overflow:hidden;border:1px solid var(--line)}.split-bar .bar i{display:block;height:100%}.split-bar .bar .b-goc{background:var(--ink)}.split-bar .bar .b-lai{background:var(--red)}.split-bar .legend{display:flex;gap:1.4rem;margin-top:.55rem;font-size:.78rem;color:var(--muted);flex-wrap:wrap}.split-bar .legend b{color:var(--ink);font-family:var(--head)}.split-bar .legend .dot{display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:5px;vertical-align:0}.tool-table-wrap{margin-top:1.2rem;border:1px solid var(--line);border-radius:10px;overflow:hidden;background:var(--paper)}.tool-table-wrap .tt-head{display:flex;justify-content:space-between;align-items:center;padding:.85rem 1.1rem;border-bottom:1px solid var(--line);font-family:var(--head);font-weight:700;font-size:.85rem}.tool-table-scroll{max-height:340px;overflow:auto}.tool-table{width:100%;border-collapse:collapse;font-size:.83rem}.tool-table th{position:sticky;top:0;background:var(--cloud);font-family:var(--head);font-weight:700;font-size:.72rem;letter-spacing:.04em;text-align:right;padding:.6rem .9rem;color:var(--ink-soft);white-space:nowrap}.tool-table th:first-child,.tool-table td:first-child{text-align:left}.tool-table td{padding:.55rem .9rem;border-top:1px solid var(--line-soft);text-align:right;white-space:nowrap;color:var(--ink-soft)}.tool-table td:first-child{font-family:var(--head);font-weight:600;color:var(--ink)}.tool-table tr.good td{background:#b0894a12}.tool-table tr.bad td{background:#c700180b}.badge-ok,.badge-no{display:inline-block;padding:.14rem .55rem;border-radius:999px;font-family:var(--head);font-weight:700;font-size:.7rem}.badge-ok{background:#1e7a3c1a;color:#1e7a3c}.badge-no{background:var(--red-tint);color:var(--red)}.alloc-wrap{display:grid;grid-template-columns:auto 1fr;gap:clamp(1.4rem,3vw,2.4rem);align-items:center;background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:clamp(1.4rem,3vw,2.2rem)}.donut{width:clamp(170px,20vw,220px);height:clamp(170px,20vw,220px);border-radius:50%;position:relative;flex:none}.donut:after{content:"";position:absolute;inset:22%;background:var(--paper);border-radius:50%;box-shadow:inset 0 2px 8px #1b151012}.donut .center{position:absolute;inset:22%;display:flex;flex-direction:column;align-items:center;justify-content:center;z-index:1;text-align:center}.donut .center b{font-family:var(--head);font-weight:800;font-size:1.05rem;line-height:1.2}.donut .center span{font-size:.68rem;color:var(--muted)}.alloc-legend{display:flex;flex-direction:column;gap:.65rem;min-width:0}.alloc-legend .row{display:grid;grid-template-columns:14px 1fr auto auto;gap:.7rem;align-items:center;font-size:.88rem}.alloc-legend .sw{width:13px;height:13px;border-radius:4px}.alloc-legend .nm{color:var(--ink);font-weight:500;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.alloc-legend .pc{font-family:var(--head);font-weight:800;color:var(--ink)}.alloc-legend .amt{font-size:.8rem;color:var(--muted);text-align:right;min-width:90px}.fs-layout{display:grid;grid-template-columns:auto 1fr;gap:clamp(1.2rem,3vw,2.2rem);align-items:start}.fs-layout>*{min-width:0}.fs-summary{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:10px;overflow:hidden;margin-bottom:1.2rem}.fs-summary .cell{background:var(--paper);padding:1.05rem 1.15rem}.fs-summary .cell .l{font-size:.72rem;color:var(--muted);margin-bottom:.3rem}.fs-summary .cell .v{font-family:var(--head);font-weight:800;font-size:1.02rem;color:var(--ink);line-height:1.3}.fs-summary .cell .v em{font-style:normal;color:var(--red)}.compass{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;max-width:460px}.compass .c-cell{aspect-ratio:1.35;border-radius:8px;border:1px solid var(--line);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;text-align:center;padding:.4rem;background:var(--paper)}.compass .c-cell .d{font-family:var(--head);font-weight:800;font-size:.88rem}.compass .c-cell .t{font-size:.68rem;line-height:1.25}.compass .c-cell.good{background:var(--gold-tint);border-color:var(--line-gold)}.compass .c-cell.good .d{color:var(--gold)}.compass .c-cell.good .t{color:var(--ink-soft)}.compass .c-cell.bad{background:#1b151008}.compass .c-cell.bad .d,.compass .c-cell.bad .t{color:var(--muted-2)}.compass .c-center{background:var(--ink);border-color:var(--ink)}.compass .c-center .d{color:var(--gold-soft);font-size:1rem}.compass .c-center .t{color:var(--muted-2)}.val-range{margin:1.4rem 0 .4rem}.val-range .track{position:relative;height:12px;border-radius:999px;background:linear-gradient(90deg,var(--cloud),var(--gold-soft),var(--red));border:1px solid var(--line)}.val-range .mark{position:absolute;top:50%;width:3px;height:22px;background:var(--ink);transform:translate(-50%,-50%);border-radius:2px}.val-range .labels{display:flex;justify-content:space-between;margin-top:.6rem;font-size:.78rem;color:var(--muted)}.val-range .labels b{display:block;font-family:var(--head);font-size:.95rem;color:var(--ink)}.val-range .labels .mid{text-align:center}.val-range .labels .mid b{color:var(--red);font-size:1.1rem}.val-range .labels .hi{text-align:right}.tool-cta{margin-top:1.4rem;background:var(--ink);border-radius:10px;padding:clamp(1.3rem,2.6vw,1.8rem);display:flex;align-items:center;justify-content:space-between;gap:1.2rem;flex-wrap:wrap}.tool-cta p{color:var(--paper);font-size:.95rem;margin:0;max-width:46ch}.tool-cta p b{color:var(--gold-soft)}.tool-cta .acts{display:flex;gap:.7rem;flex-wrap:wrap}.tool-disclaimer{margin-top:1rem;font-size:.76rem;color:var(--muted);line-height:1.6;background:#ffffff80;border:1px dashed var(--line);border-radius:8px;padding:.8rem 1rem}@media (max-width: 900px){.tool-layout,.fs-layout{grid-template-columns:1fr}.alloc-wrap{grid-template-columns:1fr;justify-items:center}.alloc-legend{width:100%}.compass{max-width:100%}}#toolsPage .container{max-width:1180px;margin:0 auto;padding:0 25px}#toolsPage .section{padding:70px 0}#toolsPage .section--ivory{background:var(--ivory)}#toolsPage .section--paper{background:var(--paper)}#toolsPage .mt-1{margin-top:.5rem}#toolsPage .mt-3{margin-top:1.4rem}#toolsPage .flex{display:flex}#toolsPage .btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:15px 23px;text-transform:uppercase;letter-spacing:.14em;font:500 10px Manrope;background:var(--burgundy);color:#fff;border:0;cursor:pointer}#toolsPage .btn svg{width:14px;height:14px}#toolsPage .btn--block{width:100%;margin-top:6px}#toolsPage .btn--lg{padding:17px 26px}#toolsPage .btn--light{background:var(--ivory);color:var(--burgundy)}#toolsPage .btn--gold{background:var(--gold);color:#fff}#toolsPage .eyebrow{font:500 10px Manrope;letter-spacing:.25em;text-transform:uppercase;color:var(--burgundy)}#toolsPage .eyebrow.gold{color:var(--gold)}#toolsPage .cta-band{background:var(--wine);color:var(--ivory);padding:56px}#toolsPage .cta-band .inner{display:flex;justify-content:space-between;gap:40px;align-items:center;flex-wrap:wrap}#toolsPage .cta-band h2{font:400 clamp(30px,3.5vw,44px)/1.1 "Playfair Display",serif;margin:0}#toolsPage .cta-band p{color:#f4f0e8b3;max-width:52ch;margin-top:12px}@media (max-width:800px){#toolsPage .cta-band{padding:34px 25px}}#toolsPage .kq-cards .kq.hi,#toolsPage .tool-cta,#toolsPage .tool-switch button.active,#toolsPage .tool-form .seg button.active,#toolsPage .compass .c-center{background:var(--burgundy)!important}#toolsPage .split-bar .bar .b-goc{background:var(--gold)}